Financial fraud with II, massive and unprotected young leaks: the perfect cybercrime cocktail in Peru | Technology

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The most common attacks in Peru and in the world – this Ransom.“Every 11 seconds company is experiencing a global redeeming program”, Comments on Commerce Walter Alvarez Meza, Professor of Bank Law at Antonio Ruis University in Montoy (Uarm). “This motivates a constant recommendation not to open emails or suspicious links, even if they seem to come from famous sourceshe adds.

Many of these methods are not new: they have been used for decades, but they are complex with technological progress. For example, a ransom, for example, not only files; currently Extract and sensitive to filter dataUse the threat to publicly distribute them as pressure. This is a well -known method “Double extortion”According to the specialized Peru portal.

Ir. Generative II led these attacks to another level. Today is possible Create a virtually indescribable audio and video of realitywhich allows for a new wave of corporate fraud: false executives that allow translations or contract through seemingly legitimate channels. Even reported the cases in which Live videos call interception and manipulation Thanks to digital avatars, a significant risk for business tests, legal processes and financial transactions.

Alvarez notes that the same tool that serves as an attacker is also used to protect himself: “AI treated the detection of fraud in Peru, but there is still no clear regulation regarding the responsibility of its developers. I think this will help apply transparency of new technologies in the use of financial services and review, even a common privacy policy. Today, even they can be analyzed and summarized for users themselves through AI“.

Young and filtered data in the form of fraud

Dizziness youthin a more prepared theory. Their acquaintance with the digital, far from their protection, makes them more vulnerable.

According to the report Checking reality Casper, 60% of millennia He fell victim to some deception on the Internet: from financial fraud to the output. In addition, 71% are considered ‘Captain of you“In your home, your family’s technological expert – but seven out of ten admit that they do not always check who interact on the Internet.

At the local level, the situation is even more concerned. SOS PERU Poll Poll showed that it showed that 98% of Peruvian teenagers shared personal information on social mediaand 54% affected by the cyber -tie.

“Many times their greatest ease for using digital instruments exposes them more rather than protecting them. It is important to teach them to customize the privacy of their networks and avoid contact with strangers– says Alvarez.

But even those who are trying to stay in the digital world is not safe. Theft of information in state structures This shows that the vulnerability does not only depend on what he does on the Internet. Organisms such as municipalities or renew Dark webAvailable for everyone.

“The latest Reniec data filtering has affected more than 15 million citizens. This exposes them to the fraud, the embodiment of the identity and scams of banks; And although it can create sanctions for responsible entities, people need to change passwords and monitor our account, especially if we have signs of impact“, Emphasizes the Uarm teacher.

Panorama it shows Prevention is not enough if it is not accompanied by clear rules. SBS credit and debit card provisions establish that banks are responsible for unrecognized operations if they do not have strengthened authentication mechanisms. However, 80% of cyberattacks provide human failures.